For most homeowners, being unable to make monthly mortgage payments and ultimately losing the roof over their head is their biggest fear.

Mortgage protection, more commonly known as Mortgage Payment Protection Insurance (MPPI)* provides cover against this happening, meeting your mortgage payments if you are unable to.

This type of policy offers reassurance that in the event of accident, sickness or unemployment stopping you from working, your mortgage repayments will be met.

You don't legally have to have this type of cover, but if you are a homeowner it is definitely worth considering. However, MPPI* is not a simple product, and many people pay over the odds for MPPI*, or have cover that does not meet their requirements.

Mortgage payment protection* may be suitable for you if:

• You'd struggle to keep up with your monthly mortgage payments if you weren't able to work due to illness, accident or forced unemployment.
• You're self-employed and therefore would receive no sick pay.

If you feel you may need MPPI*, it is essential you get a suitable policy. As part of our service, we take the time to understand your unique needs and circumstances, so that we can provide you with the most suitable protection solutions in the most cost effective way. If you would like to discuss MPPI* or other potential options, please contact us by phone you using the form below.